Who We Are Cross River is a highly profitable fast-growing financial technology company recognized for the third year in a row by CB Insights as one of the 250 best global fintechs. Our comprehensive suite of innovative products powers financial solutions with a strong focus on regulatory compliance for our partners and their millions of consumers around the world. We are on a mission to build the infrastructure that propels access, inclusion and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 4 consecutive years. The reason for this success is simple --- our nimble, adaptive, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation in financial services and we invite collaborative and motivated high performers to join our rapidly expanding team. What we’re looking for Cross River’s SBA Loan team sources, originates, and services portfolios of SBA Business loans of all types, 7(a), Sub-350, SBA LOC Express, and 504 loans and as an SBA Loan Closer, you play a key role. We are looking for an SBA Loan Closer to support our growing business by analyzing financial information and collaborating with customers to ensure the closing of the loan with all applicable banking compliance. The Commercial Real Estate team cares about results, not activity, and we have fun doing it. If you like CHALLENGING PROBLEMS, ARE ANALYTICAL, AND A GREAT TEAM PLAYER—we want to hear from you! Responsibilities: Orders and reviews UCC/Federal/State/County preliminary lien searches, title commitments, flood search, background checks, CAIVRS, IRS Transcripts, appraisal, environmental reports, and requests the essential loan documentation as indicated by the loan approval to ensure completeness of loan file. Review articles and by-laws/operating agreements, where applicable of partnership, corporation, and limited liability company (LLC). Substantiate Equity Injection as required by the loan approval. Ensure prompt payment of the Guarantee fee for the SBA loan as required by allotted time. Generates closing checklist and coordinates the closing with borrower, BDO and attorney etc. Ensure the accuracy of the loan file, including all packaging documents, satisfaction of credit conditions, and compliance with SBA lending requirements and Bank policies and procedures. Complete a detailed review of the loan approval to determine borrowers, guarantors, collateral, and other required credit and closing conditions and compliance with SBA lending requirements and Bank policies and procedures. Requesting any needed corrections or additions to the loan approval. Works closely with underwriting, attorneys, document preparation, third-party vendors (i.e., real estate brokers, title companies, insurance agency, etc.) and customers to prepare closing conditions and items needed to schedule/close the loan. Review closing documents upon receipt from bank attorney, third party etc. to ensure conformance with the approved loan terms and conditions. Disburse loan proceeds and reconcile settlement statement, review signed loan documents to ensure documents are signed correctly and follow up to obtain any missing information. Qualifications: Bachelor’s degree in Accounting, Finance and/or equivalent experience. Minimum of two years of closing experience in SBA lending Strong knowledge of ETRAN Strong knowledge of closing procedures, federal and state banking regulations, and adherence to banking policies. Strong oral and written communication skills in a commercial bank environment. Demonstrated effective customer service skills. Effective business writing and professional Strong working knowledge of Microsoft Word and Excel. #LI-MB1 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.